Online Payday Loans

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Microsoft Windows7 Upgrade

Windows 7 have all of the features of the high-end Ultimate edition built in. A feature called Windows Anytime Upgrade lets users buy a code and unlock new features, a process that the software maker says can be done in just 10 minutes. Unfortunately, Microsoft hasn't had much luck making users aware of or interested in such upgrades.

The software maker is hoping to change that with a promotion that starts Sunday. Certain retailers will be offering those buying a new PC the opportunity to buy a discounted upgrade to a higher-end version of Windows 7. In the U.S., there are two offers, though not all retailers will be offering both. Those buying a PC with Windows 7 Starter (the version found on some Netbooks) will be able to go from that version to Windows 7 Home Premium for $49, as compared to $79, while a move from Home Premium to Professional will be sold for $79 as compared to 89$.

Windows Anytime Upgrade began with Windows Vista, although with Vista it required using a special upgrade disk that came with new PCs, in addition to buying the code. Thus Microsoft is offering new windows 7 upgrade deals.

US Says no jobs for Indians?

The recession which has declined the world economy has forced obama to ultimate stress.Last November, Abhimanyu Gupta, an MBA student in New York University’s Stern School of Business, was on the top of the world when he landed a job offer from Bank of America’s investment banking division. This February , he felt right at the bottom of the abyss as the bank withdrew the offer and Mr Gupta’s world crashed just like the global markets.

Now, the 27-year-old chartered accountant, who left Mumbai in 2007 to become an investment banker in the world’s financial capital, plans to return home if he doesn’t get an offer by June when his course ends. With five months of recruitment time gone, Mr Gupta concedes that his chances of finding similar job in the US, which is battling the worst downturn in decades, are bleak. His chances are as bleak as hundreds of other Indian and foreign national students across top universities in the US, UK and other western economies, who now plan to go back home.

According to a recent study by the University of California, Berkeley, almost 84% of Indian students and 76% Chinese students in the US think it will be difficult to find a job in their field in the country. Even lenders are tightening the noose on international students. First-year MBA students, who were relying on loans from US banks to fund their second-year expenses, are in trouble because the banks have stopped lending to international students without co-signers .

The US has been in recession for 18 straight months now and has lost 5.1 million jobs so far. The world’s largest economy shrunk 6.1% yearon-year in the first quarter of 2009, following a 6.3% decline in the last quarter of 2008. A recovery is unlikely before the end of the year even in a best-case scenario.

Indian economy, which has seen a slowdown after growing at over 9% for three years, is still expected to grow at a healthy pace of 6-7 % in the current fiscal. India and China , the other emerging giant, are expected to bounce back faster and drive a global recovery. In fact, according to the University of California study that surveyed 1,224 foreign nationals from India, China and Western Europe, almost 86% Indian students and 74% of Chinese students believe their home countries’ economies will grow faster in the future than they have in the past decade.

While it may be easier for these students to find jobs in India, salaries here are not very attractive for most of them who are sitting on huge education loans. An MBA in a top western university costs anywhere between Rs 40 lakh and Rs 60 lakh. Also, many Indian students in the US are married and have families to support.

Obama Trims 2010 Budget?

President Barack Obama is on the view to trim down 2010 budget by $17 billion from a 2010 budget that will still hover around $3.5 trillion. President Obama speaks during his 100-day anniversary news conference in the East Room of the White House. About half of the proposed cuts would come from the defense budget, and a total of 121 programs in areas including education would be trimmed or scrapped, one official told a conference call with reporters.

Even with the spending reductions, the White House's own estimates suggest the deficit will be $1.17 trillion next year. Congressional analysts believe the gap could be $1.4 trillion.Obama officials said the administration would look for further cuts in the 2010 fiscal year, which starts on October 1.This is an important first step but it's not the end of the process.Obama, who has vowed to cut the country's ballooning deficit in half by 2013, was widely panned last month when he challenged agencies to find $100 million in savings. Critics pointed out that was about equal to what the government spends in 13 minutes.

Congress has already passed a $3.4 trillion budget blueprint that will guide tax policy and government spending for the upcoming fiscal year. It embraces many of Obama's top priorities.
But the budget details the White House will release on Thursday, which build on a bare-bones outline the new president submitted to Congress on February 26, could have an impact on those individual spending bills that will wind their way through Congress in coming months.

Slump in IT Industry?

The Slump in IT industry is slowly but surely affecting other businesses to a greater extent. The share market getting down day by day which is actually presenting a loss to many of the stack holders. Also the rent offered for flats is dropping by miles. Even if a two bedroom flat whose rent is fixed as Rs.18,000 is offered for Rs.12,000, no one is ready to accept it. The real estate business is dipping too. Cab services are another casualty experiencing 35 to 40% decrease in its turnover. The land owners who are ready to sell their lands at a considerable lower price are also stumbling upon to get their work done as no one is coming forward to buy at this Black time of information technology.

An environment of uncertainty and financial tensions increases stress levels. The employees who are brought to work recently are also experiencing the maximum fear of losing their jobs. For example if in a family both husband and wife are bound to IT then the tension doubles. Also the formula of “Hiring and Firing” make the situation even more complex.
When will this situation recover???

Can IT recover back??? If so it will reflect in the growth of other businesses thereby increasing the global economy. Let us hope that this slump will soon be out of picture and IT industry starts to gloom as it was before.